RV type overview

What is an RV?

An RV is another name for a Recreational Vehicle. The two main types are Motorhomes & Towables.
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Importance of Rental Insurance

 
 
 

To make family holidays more enjoyable and relaxing, one can hire the luxurious ‘recreational vehicles’ or as they are commonly known RVs. Going for RV mobile home rental insurance will give you peace of mind while traveling. But what is the importance of RV rental insurance? As these vehicles are mostly used for long distance travel, insuring the RV is very essential.

Nowadays, most of the car hiring agencies has proper insurance coverage for all their RV motorhomes. The importance of RV rental insurance has raised to such a great extent that people renting these vehicles for vacations look for additional insurance coverage. Such deals usually cover aspects like damage to any property or other vehicles by the rented RV and damages incurred by it.

Keeping in mind the importance of RV rental insurance, most RV renters these days opt for Insurance Binder/Endorsement from their automobile insurance companies. Even after buying such insurance policies many drivers find the coverage inadequate. Therefore, many of them buy additional coverage for their rented RV trailers. In fact, majority of the RV renters go for additional rental insurance for their RV trucks. It is important to add the RV rental agency to the auto insurance policy as a “loss payee” and as “additionally insured”.

Realizing the demand and importance of RV rental insurance, numerous one-stop insurance solution provider companies have come up. HoustonRVcenter is one of the RV rental companies that offer recreational vehicle insurance options. It is a full-service RV agency offering new and used RV buying, selling, rental and RV insurance facilities that fit your budget.

So, keeping in mind the importance of RV rental insurance, here’s a quick checklist that can assist customers in choosing a good RV insurance policy:

 
  • Roadside Assistance and Towing Coverage: While traveling if the vehicle requires towing, battery recharging, locksmith services and fuel refill, then this insurance policy will cover the cost for these services. Some policies cover your RV 24x7.
  • Total Loss Replacement: In case the RV is totally damaged in an accident, then the owner gets a completely new RV vehicle, if RV motor is less than five years old. But in case if the RV is more than five years old or a used RV, the insurance company will give you the amount equivalent to the price.
  • Personal Contents Coverage: Items such as jewelry, clothing, kitchenware, and cookware can be replaced by funds from this coverage.
  • Emergency Expense Coverage: If required, it covers food, lodging, car hiring and at times airline ticket expenses.